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Old 01-06-2014, 05:53 PM   #1
Quickid
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Minor accident (got rear ended by a jerk)... What would you do?

I stopped at a 4 way stop, someone hit my car from behind.

I asked him for his info (license #, insurance) and he wouldn't give it to me because he feels there is no damage. I showed him the marks his license plate frame and he said it's nothing and dared me to call the police as that's the only way he'll give out his info. I said the damage is too small to require the police but he wouldn't budge. So I called 911 and a cruiser was dispatched.

The officer said the damage is not reportable and told him exactly what I was saying. As long as the cars made contact, information must be exchanged.

So now I have a dilemma. I'm trying to decide if I should I bother making a claim on a couple of small scrapes. I kinda want to because the guy was a jerk plus my bumper is no longer perfect.

What would you do?
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Old 01-06-2014, 06:29 PM   #2
dbworld4k
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Minor accident (got rear ended by a jerk)... What would you do?

If it's a car you don't think will suffer massively from a claim (ie. Are you planning on selling it soon? Do you care about slight depreciation from having an accident on record?), file it. Make his rates go up. The ****er deserves it. Did the cop give him any ticket for his negligence?

I can't believe some assholes out there, the degenerate scum honestly refused to give his info despite his fault? People like that need to be gassed.
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Old 01-06-2014, 06:38 PM   #3
2bmwguy
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Quote:
Originally Posted by Quickid View Post
I stopped at a 4 way stop, someone hit my car from behind.

I asked him for his info (license #, insurance) and he wouldn't give it to me because he feels there is no damage. I showed him the marks his license plate frame and he said it's nothing and dared me to call the police as that's the only way he'll give out his info. I said the damage is too small to require the police but he wouldn't budge. So I called 911 and a cruiser was dispatched.

The officer said the damage is not reportable and told him exactly what I was saying. As long as the cars made contact, information must be exchanged.

So now I have a dilemma. I'm trying to decide if I should I bother making a claim on a couple of small scrapes. I kinda want to because the guy was a jerk plus my bumper is no longer perfect.

What would you do?
don't claim it. I bet he probably didn't have insurance or a license. Or both.!!
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Old 01-06-2014, 07:12 PM   #4
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Even if you clame it, you have to pay the deductible, so it might cost you! You also have an accident (not at failt) and a claim on your record. The car will also have an accident on file (minor but still)...
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Old 01-06-2014, 07:27 PM   #5
windwagen
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Since you were rear-ended, you are not responsible for a deductable and any claims will NOT affect your insurance.... I would make a claim just to teach the a-hole a lesson. Or at least contact him and give him the option to settle with cash.

Definitely consult with your insurance company for advice. Clarify to make sure your insurance is not affected in this case. esp if the other driver wasn't charged.

So.... can it be buffed out? Or does it require re-painting?
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Old 01-06-2014, 07:32 PM   #6
Quickid
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dbworld4k: My car will not be for sale anytime soon. My son is actually going to take it over as soon as he finishes school.

2bmwguy: I have his license # and policy #. Yes they can be fake but there's only one way to find out.

Eurostyle: My insurance has zero deductible if it's not my fault. I pay extra for that because I don't believe in paying deductible for something I did not cause.

I'm with dbworld4k... I'm just so pissed right now with his attitude and lack of acknowledgement that he caused damage, no matter how little. He didn't even apologize. Unfortunately, the cop did not give him a ticket. The cop basically said she shouldn't even be there in the first place and told the guy to give me his info like I asked because that is the law.
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Old 01-06-2014, 07:36 PM   #7
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windwagen: You can opt out of the no-deductible option for not at fault accidents and pay less premium. It is an option that insurance companies are peddling these days.

Unfortunately it can't be buffed out. There are 2 round areas that took out paint, probably from the license plate bolts.
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Old 01-06-2014, 07:51 PM   #8
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If the car is being kept for a long time and you're thinking of handing it down, you have no reason to not file a claim. The additional depreciation aspect has now gone out the window. Stick it to that asshole, make him suffer the consequences. I wish they were more severe (ie. given a ticket, too). People like that need to be a taught a lesson.

File the claim and enjoy your new bumper. Hell, maybe upgrade to an MTech2 now? Lol.
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Old 01-06-2014, 09:03 PM   #9
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Claim...claim...i'm surprised your having second thoughts...

A few years ago, I got rear ended in our Odyssey. Minor...similar license bolts. The driver was extremely apologetic and showed concern for my kids...etc. Considering our van is far from perfect, I told the driver that I'd get it checked out but most likely I wouldn't do anything. Turns out the rebar collapsed...basically did its job. Quote was $2000, but you can buy the rebar from Honda for $200. I asked if he would give me $400 for the part and my labour, and call it a day. He was grateful that I was so understanding.

I felt bad that he even had to pay that...but the rebar really needed attention.
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Old 01-06-2014, 09:55 PM   #10
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i would try to get cash out of him, if he doesn't budge, just let it go.

Its not worth having a claim, for a very minor accident.
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Old 01-06-2014, 09:56 PM   #11
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Good point about the rebar. I didn't even think about that.
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Old 01-07-2014, 01:48 AM   #12
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Claim...claim...i'm surprised your having second thoughts...

A few years ago, I got rear ended in our Odyssey. Minor...similar license bolts. The driver was extremely apologetic and showed concern for my kids...etc. Considering our van is far from perfect, I told the driver that I'd get it checked out but most likely I wouldn't do anything. Turns out the rebar collapsed...basically did its job. Quote was $2000, but you can buy the rebar from Honda for $200. I asked if he would give me $400 for the part and my labour, and call it a day. He was grateful that I was so understanding.

I felt bad that he even had to pay that...but the rebar really needed attention.
Yup, +1 to this. The bumper under the plastic cover is designed to take the impact and protect the body of the car. It could very likley be deformed and unable to to protect against future impacts.
Probably also some broken clips under that could cause your bumper to flap around on the highway.

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Old 01-07-2014, 02:16 PM   #13
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Get a quote and she if he'd settle cash otherwise stick it to him. Don't let him off or he'll do it again to someone else.
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Old 01-07-2014, 03:46 PM   #14
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Get a quote and she if he'd settle cash otherwise stick it to him. Don't let him off or he'll do it again to someone else.
Don't give him a quote from European Autobody - quick way to have your talks go sideways and getting $0 cash settlement.

Get some reasonable quotes.

If you can get 80% (cost of your preferred shop), from this dirt bag, you're lucky.

Better yet, put it through insurance, collect a rental car, and give me an at fault accident.
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Old 01-08-2014, 12:22 AM   #15
Robb
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What kind of society we live in when people are afraid to call their insurance company for their help.
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